ICICI Lombard Travel Insurance
Comprehensive travel protection with Smart Annual Plans. Travel worry-free with coverage for medical emergencies, trip cancellations, and more.
Medical Coverage
Up to ₹10 Lakh coverage
Trip Protection
Cancellation & delays covered
Baggage Loss
Lost luggage compensation
24/7 Assistance
Round-the-clock support
Smart Annual Plans
Choose the perfect plan for your travel needs
Smart Annual - Including USA & Canada (30 Days)
| 365 Days | Upto 40 YRS | 41-60 YRS | 61-70 YRS |
|---|---|---|---|
| $250,000 | ₹4561 | ₹5350 | ₹11144 |
| $500,000 | ₹5077 | ₹7020 | ₹13045 |
Understanding Annual Plan Coverage
What does 30 Days Annual Plan mean?
With an Annual 30 Days Plan, you're covered for multiple trips throughout the year, with each individual trip covered for up to 30 consecutive days from the date you exit your home country (passport holder country).
Example Scenario:
- Trip 1: You travel abroad for 10 days and return home - ✓ Fully Covered
- Trip 2: After returning, you can travel again anytime within the year for another trip up to 30 days - ✓ Fully Covered
- Unlimited Trips: You can take as many trips as you want throughout the year - ✓ All Covered
Important Coverage Limit:
If you stay abroad for more than 30 consecutive days without returning to your home country, your coverage will expire after 30 days. You would need to extend your insurance to maintain coverage beyond 30 days.
Coverage Resets:
Each time you return to your home country and travel again, your 30-day coverage period resets automatically. This means you get fresh 30-day coverage for every new trip throughout the year!
Need Help Choosing the Right Plan?
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Frequently Asked Questions
What is Smart Annual Travel Insurance?
Smart Annual Travel Insurance provides coverage for multiple trips within a year. You can travel as many times as you want, with each trip covered for up to 30 or 45 days depending on your chosen plan.
What is the difference between Including and Excluding USA & Canada plans?
Plans including USA & Canada provide coverage when you travel to these countries, which typically have higher medical costs. Plans excluding these countries are more affordable but do not cover trips to USA and Canada.
Can I extend my coverage if my trip exceeds the plan duration?
Yes, you can purchase additional coverage or upgrade your plan. Contact us before your trip exceeds the covered duration to ensure continuous protection.
What documents do I need to file a claim?
You will need your policy document, medical reports (if applicable), receipts of expenses, flight tickets, and any other relevant documentation depending on the type of claim.
Is COVID-19 covered under this insurance?
Coverage for COVID-19 related medical expenses may be available. Please contact us for specific details about pandemic-related coverage in your policy.